Sample Insurance Coverage for Schools and Educational Institutions

Vocational / Technical School Coverage Highlights

“BSI – Insuring those who ensure our Future”

General Liability Insurance:

  • Limit up to a $3,000,000 aggregate limit
  • Science Laboratory coverage provided
  • Special events coverage
  • Per Campus aggregate option
  • Educators Professional Liability
  • Employee Benefits Liability
  • Corporal Punishment Coverage available
  • Abuse and Molestation Coverage Available
  • Medical Incident Liability for Nurses
  • Broad Named Insured Endorsement Included

Professional Educational Legal Liability:

  • Broad Definition of Education Services
  • Large Excess limits available
  • Defense Costs in addition to limit of liability
  • Favorable venue wording for punitive, multiple and exemplary damages

Property:

  • Blanket Limits available
  • Students property covered
  • Vandelism reward reimbursement
  • Replacement cost endorsement
  • Business Income include Educational institutions ( tuition reimbursement)

Umbrella/ Excess Insurance:

  • In house capability of high limits

Automobile Insurance:

  • Hired and Non Owned coverage
  • Rental reimbursement
  • Coverage for all fleets including 60 + passanger buses

Crime and Fidelity:

  • Employee Dishonesty
  • Forgery and Alteration

Sample coverages that may / or may not be available to your institution:

  • $50,000 business travle benefit
  • Donation Assuarance
  • Emergency Real Estate Consulting fee
  • Indentity Theft Expense
  • Image Restoration and Counseling
  • Key individual replacement expense
  • Kidnap expense
  • Terrorism Travel Reimbursement
  • Workplace Violence Counseling
  • $25,000 limit for conferance cancelling
  • Fundraising event blackout
  • Political Unrest ( $5,000 per employee )
  • Temporary meeting space Reimbursement
  • $1,500 Travel Delay reimbursement

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Get a Quote online or call us directly at (949) 297-4900. Or, download and fill out our complete insurance applications for schools and educational institutions here.